Bill Planner
A transparent planning tool that subtracts only the values you enter and exposes no hidden assumptions.
Plan the four cash buckets
Enter finite non-negative values to see the plan.
cash − bill − upgrade − reserve
Table of contents
What the planner calculates
The result uses one visible formula:
remainder = current cash - bill - planned upgrade - reserve
Every number comes from you. The planner does not know future loot, collector randomness, perk value or the game's internal bill schedule.
How to read the result
- A non-negative remainder means the four entered buckets fit together.
- A shortfall is the exact amount missing from that entered plan.
- Changing the reserve tests your chosen cushion; it does not recommend a universal reserve.
Use How to Pay Bills to understand the decision around the screen. If income generation is the unknown, measure a run in the Stamina & Income Calculator.
Related guides
How to Pay Bills in Bills Must Be Paid
Read the bill screen, protect required cash, understand the collector, and test a decision in the Bill Planner.
Read guideStamina & Income Calculator
Turn one observed run into income per second, per stamina, and per hit using only your own values.
Read guideRun Comparison Tool
Compare up to three observed runs by income, duration, stamina, hits, bills paid, and transparent rates.
Read guide